Decode How Affordable Renters Insurance Transforms Apartment Living

What Does Renters Insurance Cover?

Typically, renters insurance policies cover personal property, liability, and additional living expenses. Personal property coverage includes protection against losses from events like fire, theft, or vandalism. Liability coverage is essential if someone is injured within your apartment, as it can cover legal fees and medical expenses. Additionally, if your apartment becomes uninhabitable due to a covered event, the policy can cover the cost of temporary housing, ensuring you have a place to stay without incurring unexpected expenses.