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Medigap Policies: Filling the Gaps
Original Medicare does not cover all expenses, which is where Medigap (or Medicare Supplement Insurance) comes into play. These policies help pay some of the healthcare costs that Original Medicare doesn't cover, such as copayments, coinsurance, and deductibles. By comparing different Medigap policies, you can find one that offers the best coverage for your needs and budget. It's important to note that Medigap policies are standardized in most states, meaning the benefits are the same regardless of the insurer, but the premiums can vary significantly3.