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Medicare Enrollment: Timing is Everything

One of the most effective ways to maximize savings is by enrolling in Medicare at the right time. Missing your Initial Enrollment Period (IEP), which starts three months before you turn 65 and ends three months after, can result in late enrollment penalties that increase your Part B premiums by 10% for each 12-month period you were eligible but not enrolled2. Additionally, reviewing your Medicare plan annually during the Open Enrollment Period (October 15 to December 7) allows you to adjust your coverage as your healthcare needs change, potentially reducing out-of-pocket costs.

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