Texas Homeowners' Secret to Lowest HELOC Rates Revealed
Current Market Trends and Offers
As of late 2023, Texas remains a favorable market for HELOCs due to its robust housing market and competitive lending environment. Many lenders are offering promotional rates as low as 3.5% for qualified borrowers, although these rates are subject to change based on market conditions1. Additionally, some lenders are providing incentives such as waived application fees or discounted closing costs, which can further reduce the overall cost of borrowing.