Insider Secrets on Lowering Average Car Insurance Cost

Consider Usage-Based Insurance

Usage-based insurance (UBI) programs can offer significant savings for low-mileage drivers. These programs use telematics devices to monitor your driving habits, such as speed, braking, and mileage. If you are a safe and infrequent driver, UBI can lead to lower premiums. Many major insurers now offer these programs, so it's worth exploring if it aligns with your driving habits.