Insider Secrets on Lowering Average Car Insurance Cost

Optimize Your Coverage

One of the most effective ways to lower your car insurance costs is by optimizing your coverage. Start by evaluating your current policy to determine if you have unnecessary coverages. For instance, if you own an older vehicle, comprehensive and collision coverage may not be cost-effective. Consider raising your deductible, which can significantly lower your premium. However, ensure you have enough savings to cover the deductible in case of a claim.