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Dealership Financing
Dealerships often provide convenient financing options directly through their finance departments. This can be appealing due to the ease of completing all paperwork in one place. However, dealership financing may not always offer the most competitive interest rates. It’s important to negotiate and compare these rates with those offered by external lenders. Many dealerships also offer promotional financing deals, such as zero percent interest for a limited period, which can be a great way to save if you qualify1.