Transform Your Finances with This Game-Changing Personal Budget Template

Real-World Impact of Budgeting

According to a survey by the National Foundation for Credit Counseling, 61% of U.S. adults do not use a budget¹. This lack of planning can lead to overspending and increased debt. However, those who do implement a budgeting system often report better financial health and reduced stress. A study by the Consumer Financial Protection Bureau found that individuals who budget are more likely to feel financially secure².