Secrets to Mortgages Despite Outstanding Credit Card Debt
December 14, 2025
If you're struggling with outstanding credit card debt but still dream of owning a home, understanding the secrets to securing a mortgage can open doors you never thought possible, so take a moment to browse options and discover the solutions that could turn your homeownership dreams into reality.
Understanding the Mortgage Landscape with Outstanding Debt
Securing a mortgage while managing significant credit card debt can seem daunting, but it's not an insurmountable challenge. Lenders evaluate several factors beyond just your credit card balances, such as your credit score, debt-to-income (DTI) ratio, and employment history.